THE EFFECT OF CREDIT ALLOCATION AND LOAN INTEREST ON SMALL BUSINESS INCOME (KIF) AT KAEBAUK INVESTI

THE EFFECT OF CREDIT ALLOCATION AND LOAN INTEREST ON SMALL BUSINESS INCOME (KIF) AT KAEBAUK INVESTIMENTU NO FINANSAS (KIF), DILI, TIMOR-LESTE

Madalena Guilhermina De Sá
Studante Iha Fakuldade Economia Unpaz

Dr. Alexandre de S. Guterres, Lic.Eco., MM
Dr. Dosente Iha Fakuldade Economia Unpaz, Dili
Caetano C. Correia, Lic.Eco., M. Ak. CMA
Dosente Iha Fakuldade Economia

 

ABSTRAC

The theme of this research is the effect of credit allocation and loan interest rates on the income level of small businesses in Kaebauk Investimentu and Finance, Dili, Timor-Leste. The purpose of this study was to analyze and examine the effect of credit allocation on the income level of small businesses in the Investment and Finance district, Dili, Timor-Leste and to analyze the credit interest rate on the income level of small businesses in the Investment and Finance district, Dili, Timor-Leste. Leste. leste. The hypothesis in this study explains that there is a positive and significant effect of credit allocation on the income level of small businesses in the Investment and Finance district, Dili, Timor-Leste and that there is a positive and significant effect of credit interest rates on the income level of small businesses in Kaebauk Investment and Finance, Dili, TimorLeste. The methodology in this research is descriptive quantitative with multiple linear regression analysis tool. The results of this study indicate that there is no positive effect of credit allocation on the income level of small businesses in Kaebauk Investment and Finance, Dili, Timor-Leste. There is a positive and significant effect of loan interest rates on the income level of small businesses in Kaebauk Investment and Finance, Dili, Timor-Leste. The conclusion in this study shows that credit allocation has no effect on the income level of small businesses in Kaebauk Investimentu and finance, Dili, Timor-Leste and interest rates have a positive and significant effect on the income level of small businesses in Kaebauk Investimentu and finance, Dili, Timor- Leste.

Keywords: Lending, Loan Interest Rates And Small Business Income.

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